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Government AidUnderstanding the SASSA Means Test: Guide to...

Understanding the SASSA Means Test: Guide to Social Grants

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Understanding the SASSA Means Test: Guide to Social Grants. In South Africa Social Assistance is subject to means testing which implies that SASSA evaluates the income and assets of the person applying as well as his/her spouse in order to determine whether the person’s means are below a stipulated amount.

To apply for a social grant from the South African Social Security Agency (SASSA), you must first understand the SASSA means test requirements. You are required to pass the means test criteria to be eligible for the grant.

The Means Test calculates the applicant’s financial status, including their income, assets, and other financial factors, to ensure that only deserving individuals receive the grant. If the income or assets of the applicant are higher than the SASSA means test threshold, then they will not be eligible to qualify for the grant.

Each grant type has different criteria for its means test to evaluate the financial eligibility. For example, older persons grants, disability grants, and war veteran’s grants are all paid on a sliding scale, meaning that the more private income you have, the smaller the grant amount you will receive.

The assets and income of a married person are calculated collectively with their spouse. It doesn’t matter if they are married within the community or out of community property. For unmarried people, assets and income are solely dependent on them.

In this context, I discussed each grant type’s income and asset threshold. This article will also tell you how much SASSA pays you. Keep reading the content carefully to understand the means test criteria before applying for the SASSA social grant.

Understanding the SASSA Means Test: Guide to Social Grants

Below, we’ll discuss the maximum income and asset thresholds that are valid from April 1, 2023. It’s important to note that these values may change whether on April 1 or October 1 every year.

Income Threshold for All SASSA Grants

As we already discussed, the SASSA income threshold differs based on the type of SASSA grant. Following are the maximum income thresholds for each type of grant:

Old Age, Disability, Grant-in-Aid, and War Veterans Grant:

  • A single person should not be earning an amount greater than R8 070 per month (R96 840 per year).
  • A married couple should not have a collective income of more than R193 680 per year (R16 140 per month).

Child Support Grant

  • The income of a single person (primary caregiver of the child) should not be more than R5 000 per month (R60 000 per year).
  • The married applicant (the child’s primary caregiver) and their spouse should not have a combined income of more than R120 000 per year (R10 000 per month).

Care Dependency Grant

  • The income of a single person (parent or primary caregiver of the child) should not be more than R20 800 per month (R249 600 per year).
  • The married applicant (parent or primary caregiver of the child) and their spouse should not have a combined income of more than R499 200 per year (R41 600 per month).

Foster Child Grant

  • Means test is not required for a Foster Child Grant.

SRD (Social Relief of Distress) Grant

  • Your income must not be greater than R624 per month.

Asset Threshold for All SASSA Grants

Here are the maximum asset thresholds for each type of grant:

Old Age, Disability, Grant-in-Aid, and War Veterans Grant:

  • A single person should not own assets valued at more than R1 372 800.
  • Combined assets of a married person with their spouse should not be worth more than R2 745 600.

The Child Support, Care Dependency, Foster Child Grant, and SRD Grant are all need-based grants and do not require the means test for assets.

What is considered an income in SASSA Means Test?

The following are considered as an income according to SASSA:

  • Getting money from a private pension grant
  • Getting money from any business or farming work
  • Getting financial help from friends or relatives
  • Earning money by renting out a portion of your house
  • Maintenance payments for your child from an ex-spouse
  • Getting money from your job
  • Renting out a property you own
  • Compensation from other sources like UIF (Unemployment Insurance Fund), RAF (Road Accident Fund), or COIDA (Compensation for Occupational Injuries and Diseases Fund).

What are considered assets?

SASSA means test considers the following as assets:

  • Money in your bank account. If married, money is in your or your spouse’s bank account.
  • The value of the property or any land that you and/or your spouse possess, except the land or house in which you live. (Properties or land with an outstanding bond are considered to have no value).
  • The value of all investments owned by you or your spouse, such as shares or any other type of investments, will be counted.
  • If you have not yet retired from a retirement fund, your annuity will not be considered an asset for the means test.
  • If you are retired from a retirement fund, your annuity will be included as an asset for the means test.
  • Outstanding debt, such as bonds and loans.

What costs are deducted when calculating your revenue?

When calculating your salary for the SASSA means test, you’re permitted to subtract the following expenses:

  • UIF payments
  • Medical aid expenses
  • Income tax that you’re paying
  • Contributions to a retirement plan, such as your retirement annuity or a pension fund.

How much does a SASSA grant pay?

Here, we’ll explain how much a SASSA grant pays. These figures are effective as of October 1, 2023. It may change whether on April 1 or October 1 every year.

  • Older Persons Grant (under 75 years): Receives R2 090 per month 
  • Older Persons Grant (equal to or older than 75 years): Receives R2 110 per month 
  • Disability Grant: Receives R2 090 per month
  • War Veterans Grant: Receives R2 110 per month
  • Foster Child Grant: Receives R1 130 per month
  • Care Dependency Grant: Receives R2 090 per month
  • Child Support Grant: Receives R510 per month (750 with top-up amount)
  • Grant Aid: Receives R510 per month
  • SRD Grant: Receives R350 per month

These grant payments are scheduled monthly and only paid to the eligible applicants.

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